Get the Funds You Need

How it Works

1. Submit Your Information Securely

   We'll ask you a few questions in order for you to find a lender that offers small personal loans.

2. Accept Your Loan

   If a lender chooses to work with you, you will be taken to the lender's website to review and accept your loan.

3. Use Your Funds

   After accepting, your funds could be deposited into your account in as little as 24 hours. Money transfer times may vary between lenders and may depend on your individual financial institution.

Your Questions and Answers

• Does it cost anything to find a lender?

  There is no cost to find a loan!Our service is completely free and all repayment terms are between you and the lender. If you have any questions, please contact us.

• Can I get approved today?

  If you submit your information today, you will receive an immediate response. If approved, your funds could be in your account in as little as 24 hours. Money transfer times may vary between lenders and may depend on your individual financial institution.

• When will my funds be available?

  Your funds will be deposited into your account in as little as 24 hours. Please note that money transfer times vary by lender and may depend on your individual financial institution.

• What's my interest rate and when do I need to pay back the loan?

  It varies and depends on the lender. Once approved and matched with a lender, you'll be transferred to their website where you can review their terms and repayment schedule.

• I don't have a bank account. Can I still get a loan?

  No, you need a bank account to get a loan.

• How will I know if I'm approved?

  After your information is submitted, will we try to match you with a lender in our network. If successful, you'll be taken to an electronic signature page to complete the process.

• Will I qualify for more than one loan at a time?

  If you already have an existing loan, you may not qualify for another one until your existing loan is paid.

• Can I get a loan if I'm currently in bankruptcy?

  Probably not. If you are currently in bankruptcy, chances are low that you will qualify for a loan.

• Can the lender take out money from my account without asking?

  No. No-one can withdraw money from your account without permission.

• Can I get approved for a loan to pay child support?

  Yes. You can use your loan for whatever reason you need to. Having to pay child support will not affect loan approval.

• I just got denied, what can I do?

  People can be denied for many reasons, including a high debt-to-income ratio, bad credit history or low credit score. However, there may be solutions if you need a loan right away and know why you were denied. You may consider a debt consolidation loan if debt is an issue. There are many other steps you can take as well that can improveyour credit score and reduce your debt.

• The form doesn't let me finish. What should I do?

  Look at your screen — if there is a message such as "required field," you need to complete the area on the form. If you do not have a bank account, you will not be able to submit your information.

About CreditLoan®

We're dedicated to helping people understand everyday financial issues by providing clear information and practical tools that everyone can use.

Since 1998, we've helped over 750,000 customers.