Does it cost anything to apply?
No. There is no cost to apply.
Can I get approved today?
After you submit your application, you will receive an approval response nearly instantly. If approved, your loan funds will be deposited into your account in as little as 24 hours.
What's my interest rate and when do I need to pay back the loan?
Your interest rate and repayment schedule will vary based on the lender you're matched with. Once approved, you'll be transferred to the lender's website to review and approve the repayment terms for your loan.
I have bad credit. Can I still apply?
Yes. You may still qualify for a loan with bad credit.
I have a fixed income. Can I still apply?
Yes. Many lenders specialize in providing loans to people who receive various types of benefits such as Social Security, Retirement, or Veteran's Benefits.
How is my private information protected?
Your information is encrypted and securely transmitted to the lender, who then decides whether to fund your loan. We use PCI-compliant, bank-level security that is continually tested and certified by McAfee SECURE™.
What can I use my loan for?
You can use your funds for any purpose. Personal expenses such as auto repairs, debt consolidation, home improvement and medical expenses are common reasons that people apply.
I have a job and also receive benefits. Which form of income should I use on my application?
To make your application as accurate as possible, specify the form of income that represents a higher percentage of your monthly income.
How will I know if I am approved?
After you submit your application, you will receive an on-screen approval decision. Please note: It may take up to a minute or more to receive a decision, so do not close or navigate away from this page after submitting your application.
What information will I need to provide for a mortgage application?
As with any loan application, you will need to provide some information about yourself such as: personal, employment, and income details. As well as credit rating, and details of any assets you might have (current home, vacation home, etc)
How long does it take to receive an application decision?
While some loan providers offer approvals in minutes or hours, others require longer waits (sometimes weeks). You will be notified by mail, e-mail or both once a decision is made.
How can I be sure my information is secure?
All offers we provide on CreditLoan.com feature Secure Socket Layer (SSL) technology and offer bank level security for all information transmitted.
Still have questions about mortgage loans? Want to learn more?
Don't worry, we've built an extensive collection of articles and tools to help you fully understand your options. Click here to learn more.
What information will I need to provide for a auto loan application?
As with most loan applications, you will need to provide some information about yourself such as: personal information, employment, and income details.
How long does it take to receive a decision on my application?
While some lenders offer approvals in minutes or hours, others require longer waits . You will be notified by mail, e-mail or both once a decision is made.
How do I know my information is secure?
All loan offers provided by CreditLoan.com feature Secure Socket Layer (SSL) technology and bank level security for any information transmitted.
Still have questions about auto loans? Want to learn more?
We have a full library of articles and information related to auto loans. Educate and inform yourself using our free resources. Click here to learn more.