Utah has only passed minimal state laws regarding gift cards. Fortunately the federal government CARD law provides basic protection for consumers. Under the federal law there is a 5 year minimum for expiration dates and no after sale fees may be assessed for at least 1 year. Utah law states that gift cards under $25.00 do not escheat to the state. Any expiration date or fees must be clearly printed on the card or packaging. These rules do not pertain to general purpose prepaid cards.
Utah's lack of consumer protection laws is disappointing but we are encouraged by the protections established by the federal government. It is our hope to see Utah improving its consumer protection laws in the years to come.
Utah became a state on January 4, 1896. Utah is home to the head offices of the Church of Jesus Christ of Latter Day Saints (Mormons) and almost 70% of Utahans are followers of the Mormon church. On the average, Utah has the highest mountains in the country as well as very powdery snowfall making it very popular for skiing.
The Great Salt Lake is approximately 75 miles long and 35 miles wide and is too salty to sustain most life. It is home to certain species of algae and brine shrimp. Utah has the highest literacy rate in the country and the federal government owns 65% of the state's land.
The US Census Bureau reports that over 2.8 million people live in Utah.
70.7% of the residents of Utah own their own home and 11.4% live below poverty level.
The unemployment rate in Utah is 4.7%.
Utah's Consumer Protection Laws
Information regarding consumer protection efforts in Utah can be found at the Utah Division of Consumer Protection.
Treat Gift Cards As Cash
If someone else takes your gift card and spends it what happens? Gift cards are like cash so there's not much that can be done. Treat your gift cards like cash.
Gift Card Safety
When it comes to security, if someone is trying to see how much money you have on you they can figure it out if you are pulling out cash from your wallet or purse. If you use a gift card they won't be able to tell how much you have, giving you a little extra privacy.