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North Carolina Gift Card Laws

North Carolina Consumer Protection Laws

North Carolina has passed legislation affecting gift cards. They do not have any limits on expiration dates so fortunately the federal CARD law kicks in and provides a minimum expiration of 5 years. Post sale fees may be charged 1 year after purchase. Cards with an expiration date will escheat to the state after 3 years of inactivity.

The consumer protection offered by North Carolina is less than most states. We are encouraged by the federal CARD law for offering protection and hope that North Carolina will work on improving their laws to help protect consumers.

About North Carolina

North Carolina became a state on November 21, 1789. The Wright brothers famous first powered flight took place in North Carolina. Pepsi was created and first served in North Carolina which is also the home of Krispy Kreme Doughnuts and the regional soda Cheerwine.

North Carolina is the top producer of sweet potatoes in the US. North Carolina is also known for its scenic mountains and lakes which are home to many a bed and breakfast. It is also home to the first miniature golf and the tallest lighthouse in the US (the lighthouse is not part of the miniature golf course).

North Carolina Statistics

North Carolina is home to over 9.7 million citizens as reported by the US Census Bureau.

Approximately 68% of North Carolina residents own their own home and 16.1% live below poverty level, which is higher than the national average of 14.3%.

The unemployment rate in North Carolina is 8.8%.

North Carolina's Consumer Protection Laws

Learn more about consumer protection in North Carolina by visiting the Department of Justice Attorney General.

Gift A Memory

Perhaps instead of a gift card for merchandise you might think about getting one for use at a hotel or bed and breakfast. The challenge is to get one that is not restrictive as to dates and hopefully won't have an expiration date if possible. You will want to carefully check what the card will and will not cover and if there are any additional fees.

Gifts For Grandparents

Travelling to visit your children? Grandchildren? It used to be a hassle to find the right gifts and then fit them in the suitcase. Now it's easier to just get gift cards. A gift for one of the large "box" stores will usually cover all the bases. You can add the bonus of taking them to the store to let them pick out what they would like.

What's Happening in North Carolina Today