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Illinois Gift Card Laws

Illinois Consumer Protection Laws

Illinois has very specific regulations regarding gift cards. These rules, effective January 1, 2008, include but are not limited to:

  • Expiration date must be at least 5 years.
  • No post-purchase fees are allowed.
  • Face value may not be reduced
  • Holder may not be penalized for non-use or untimely redemption.

Rules do not apply to cards issued as part of an awards, loyalty or promotional program; sold as part of a discount program to employers or nonprofit organizations as part of fundraising; or if it is issued for a food product.

Illinois has some solid consumer protection laws focusing on gift cards and gift certificates.They provide protection on par with most states.

About Illinois

Illinois became the 21st state on December 3, 1818.This state, known as the "Land of Lincoln" was the first state to ratify the 13th amendment, abolishing slavery.In 1885 the world's first skyscraper was built in Chicago. Several presidents came from Illinois including Abraham Lincoln, Ulysses S Grant and Barack Obama.Only one president was actually born in Illinois and that was Ronald Reagan.Chicago boasts the largest public library in the world, with over 2 million books.

Illinois Statistics

  • The US Census Bureau shows that approximately 12,875,255 citizens make Illinois their home.
  • In Illinois, 23.8% are under 18 years old and 13.2% are over 65 which is on par with the national average.
  • Median household income is $56,576 and 13.1% live below poverty level.

State's Consumer Protection Laws

For more information on the consumer protection laws in Illinois go to the Illinois Attorney General's website.

House of Cards

Your average gift card is 0.03 inches thick.That means that if you stack them it would take 400 to make a foot high stack.If you stacked 1,088,800 cards it would tie for the world's tallest structure (currently the Burj Khalifa skyscraper which is 2,722 feet).

Leaning Tower of Gift Cards?

CEB TowerGroup Research reports we purchased approximately $110 billion in gift cards in 2012. Assuming the cards were all purchased for $25, the most common dollar amount on a card, that would be 4.4 billion cards.If you stacked them you would have a tower of cards 11 million feet high.That would be 2,083 miles of gift cards, which would extend into outer space (which starts at 62 miles). The international space station is approximately 250 miles up, so this would be enough to build 8 separate towers reaching to the station.