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Arkansas Gift Card Laws

Arkansas Consumer Protection Laws

“A person shall not sell or issue a gift certificate, a store gift card, or a general use prepaid card that is subject to an expiration date earlier than two years from the date of issuance or sale of the gift certificate, store gift card or general use prepaid card.”

Ark. Stat. Ann. §4-88-703(a) and (c)

Arkansas statute Ark. Stat. Ann. §4-88-703(a) and (c) states "A person shall not sell or issue a gift certificate, a store gift card, or a general use prepaid card that is subject to an expiration date earlier than two years from the date of issuance or sale of the gift certificate, store gift card or general use prepaid card." In other words, whether consumers purchase a gift card, gift certificate or prepaid card, the expiration date has to be greater than two years. While the Federal CARD has a minimum expiration date of five years, it does not apply to the various types of cards that this law does.

The Arkansas law also defines the disclosure requirement for the expiration date and fees. These disclosures must be at in at least a 10pt typeface on the card or written in the card agreement at time of purchase.

About Arkansas

Arkansas is known as the Natural State and provides many opportunities to enjoy hunting, fishing, hiking and camping throughout the states vast open spaces. With a rich, turbulent history, plentiful agriculture and few large metropolitan areas, Arkansas displays a picturesque view of rural American in the 21st century. Arkansas is famous not only for the wildly popular 42 president William J Clinton, but for the world’s largest employer and one of the world’s most valuable companies. Wal-Mart’s corporate headquarters are located in Bentonville, Arkansas.

Arkansas Statistics

  • Arkansas was the 25th state admitted to the union, in 1836, although they temporarily withdrew during the American Civil War. However, the rural, agricultural economy continues to struggle, with over 18% of the population living in poverty.
  • Arkansas average household income is well below the national average of $52,762, coming in at only $40,149, and the average house is valued at $105,100, compared to the national average of $186,200.
  • Arkansas, like several other Southern states, has an obesity epidemic, with 66.3% of all adults having a Body Mass Index of 25 or greater.

Arkansas Consumer Protection Laws

Arkansas, while struggling in many areas, has better consumer protection laws than some. These laws afford some protections for gift cards holders, and are a good start in offering comprehensive protection for consumers. Find out more about Arkansas consumer protection laws by contacting the state.

The Right Time To Give Gift Cards

Make the holidays the best days by giving gift cards. One great advantage of gift cards is the flexibility that they offer both the giver and receiver. Next time there is a holiday; whether it’s Labor Day, Thanksgiving, Christmas or even Flag Day, shop at your favorite retailer for holiday-branded gift cards for that special someone.

Gift Cards For Men

Did you know the major home improvement stores, such as Lowes and Home Depot, offer gift cards? Sure, you could give cards from Bath and Body Works or Fragrance Outlet, but is that really what the team wants? Next time there is a big game, opening of hunting season, or just a great weekend, say "thank you" with a gift card that will be appreciated by all.