Arizona's laws regarding gift cards are minimal at the most. Under the state law (Ariz. Rev. Stat. Ann. §44-7401/7402 and 301(15)), gift cards must have any expiration date and fees visible on the card at time of purchase. There is no limit or legislation regarding these fees, and no additional protections for gift cards. While gift cards are protected by the Federal CARD act, which legislated a minimum expiration date of five years, beginning at the time funds are added or reloaded to the card, this additional protection from Arizona is a good start, but little more.
It is encouraging, however, to see Arizona moving forward on proposed regulations that would offer greater protection for consumers.
Arizona is the sixth largest state by area and the 15th most populated state and is home to one of the great wonders of the world, the Grand Canyon. Other natural wonders include countless the Chiricahua Mountains and other scenic vistas, beautiful desert landscapes, natural bridges, and a warm dry climate that makes the state a natural retirement destination. Known for large areas of federal land, the state is known as home to the Navajo, Hopi, Apache and many other native tribes.
- Arizona's largest employer is Wal-Mart, even though the state was once the largest producer of cotton and one of the largest producers of copper.
- The average household income is $50,752, only a little lower than the national average of $52,762.
- People who own their own home is close to the national average (66.6% for AZ and 66.1% U.S.), but the median home value is higher at $197,400 compared to $186,200.
- While Arizona is well-known for its retirement communities, golf courses, and medical facilities catering to retirees, only 14.2% of the population if 65 years old or older.
Arizona's Consumer Protection Laws
Arizona's legislature is known throughout the country for addressing controversial issues, particularly with immigration. They are not known, however, for consumer protection laws. You can find out more by contacting the state legislature.
Gift Card Ideas
Because of the natural beauty and active lifestyle of the state, consider giving gift cards that can be used to enjoy the outdoors. Gift cards from large retailers, such as Sports Authority, Dicks Sporting Goods, Bass Pro Shops and others offer flexibility and variety, while boutique shops, such a local hunting, cycling, or outdoor retailers often have that "special something" that makes for the perfect gift. Of course not everyone likes outdoor activities, so choose your gift cards wisely.
Recycle Plastic Gift Cards
If you have old, expired gift cards, why not recycle them? Several specialty recyclers in Arizona can use the PVC that many cards are made from. One of these is Arizona Pacific Plastics, located in Phoenix.