UNITY® Visa Secured Credit Card

Establish or rebuild your credit with a low APR and no application or over-the-limit fees with the UNITY® Visa Secured Credit Card. Secure your line of credit with a small, fully-refundable security deposit and get started today.

UNITY® Visa Secured Credit Card
Apply Now
On OneUnited Bank's secure website
UNITY® Visa Secured Credit Card
Apply Now
On OneUnited Bank's secure website
  • Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
  • No Minimum Credit Score required; low fixed interest rate of 17.99%; Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
  • No application fee or penalty rate
  • Monthly reporting to all 3 major credit bureaus
  • 24/7 online access to your account
  • *See the Cardholder Agreement for more details.
  • Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
  • No Minimum Credit Score required; low fixed interest rate of 17.99%; Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
  • No application fee or penalty rate
  • Monthly reporting to all 3 major credit bureaus
  • 24/7 online access to your account
  • *See the Cardholder Agreement for more details.
  • Intro APR
    N/A
  • Regular APR
    17.99% (Fixed)
  • Annual fee
    $39
  • Credit level
    Bad Credit or Higher

Interest Rate/APR

For normal purchases, the UNITY® Visa Secured Credit Card offers a fixed APR of 17.99%

Regular APR

  • Purchases: 17.99% (Fixed)
  • Balance Transfers: Yes

Introductory APR

  • Purchases: N/A
  • Balance Transfers: 9.95% for 6 months

Credit Level

You will need a minimum credit level of bad credit to qualify for this card.

See if you qualify

Fees

Annual fees for this Visa credit card are $39, depending on credit level.

Fees:
Annual Fee: $39
Balance Transfer Fee: See Terms
Foreign Transaction Fee: 0%

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