Making Sense of This Financial Mess!

A Guide to Personal Loans

A Guide to Personal Loans
There are things you should know not to say on your personal loan application, as well as some things you should know before even applying. Here’s a frightening statistic: About 43 percent of U.S. families spend more than they earn each year. It’s little wonder, then, that personal bankruptcies...

LOAN WARS: A New Hope For People Who Don’t Understand Loans

LOAN WARS: A New Hope For People Who Don’t Understand Loans
Loans can be a tricky thing, and since you can’t use The Force to help you figure them out, take this infographic instead. It’s not easy to get by in today’s world without borrowing money. After all, who has $250,000 to drop on a new home? For that matter, how many of us can plunk down $20,000...

A Comprehensive Look at Payday Loans

A Comprehensive Look at Payday Loans
If you’re going to end up getting a payday loan, this might help you gear up for what you’re getting into.

The American Credit Card Craze

The American Credit Card Craze
Americans have a LOT of credit cards, and with that, credit card debt. Just how much, you ask? Take a look at these figures. Charting the American Credit Card Craze Think U.S. residents love their credit cards? You’re right. U.S. consumers were using more than 1.5 billion credit cards in 2006....

Your Credit Score Demystified

Your Credit Score Demystified
Credit scores can be a complicated thing to understand. This short guide will help you better understand your credit score, and credit scores in general. Taking the Mystery Out Of Your Credit Score Hoping to take out a mortgage loan? Do you need to finance a car? Are you applying for a new job? Then...

A History of Debt Consolidation

A History of Debt Consolidation
Debt can be a tricky thing, but you can help avoid larger problems with debt by following these simple rules. A Debt Consolidation Primer In these challenging economic times, with the national unemployment rate still hovering near 10 percent, housing values still falling and employers freezing any...

Ben Franklin’s Facelift: The New $100 Bill

Ben Franklin’s Facelift: The New $100 Bill
The US Federal Reserve is rolling out a new hundred dollar bill in an effort to combat the circulation of counterfeit bills that are virtually undetectable. Fighting Counterfeiting With a New Ben Franklin If you’ve had the good fortune recently to use a $100 bill, you might have been holding a...

Credit Repair Emergency Kit

Credit Repair Emergency Kit
If you don’t know what to do about your credit, this simple guide will put you on the right track. Crafting A Credit Repair Emergency Kit There are certain numbers we all dread: our weight, our age and, perhaps, our IQ. But our credit score doesn’t have to be one of them. Your credit score,...

The History of Credit Cards

The History of Credit Cards
Throughout history, many different methods were used to keep track of credit. Eventually, as you may know, we ended up with the credit card. Here’s what went on before that magical little piece of plastic came about.

The US National Debt Exposed

The US National Debt Exposed
The United States is in some hot water financially. This graphic is a comprehensive look at exactly the kind of mess we’re in. National Debt Numbers More Than a Little Scary Running a superpower costs a lot of money. Just ask the United States. The United States is currently in debt. We all...

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