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The Connection Between Job Hunting And Identity Theft

In today’s day and age many potential employers want to check the credit report on any potential employee. Higher paying jobs in the financial field are more likely to want to check the credit report of a job candidate, especially if the job involves budgeting and accounting.

People looking for a job now should really know what their credit report has on it. Having to explain misinformation on a credit report can be much easier if you know ahead of time what is on the credit report. No one wants to be blindsided during an interview and end up losing the job because they do not know why their credit report says that they had a foreclosure or that they are always late on a credit card bill.

To prevent this from happening, everyone looking for a job should get a copy of their credit report at the same time they are typing up their résumé. Everyone is entitled to know what is on their credit report, whether they are looking for a job or not.

With so many people reporting problems on their credit reports each year, everyone should get their report once a year to make sure they do not have any misinformation that is hurting their credit score. Getting a free credit report once a year is easy, all you have to do is request one.

The three major credit report companies have their addresses online, and all someone has to do to get their report is to send them a letter requesting one. In the letter you have to send a copy of your driver’s license or some other type of photo identification. You will also have to provide a copy of your social security card along with your request.

Whether or not you are looking for a job it is always a good idea to get a copy of your credit report each year, because some consumer groups estimate that one in five credit reports contain false information. Furthermore, the risk of identity theft is growing each and every day, with Florida having the highest number of cases of identity theft in the nation.

Not only should potential job seekers check their credit report before they get a job, they should keep checking it afterward as well. There are several reports of people filling out a job application only to have that information fall into the wrong hands later.

All job seekers should make sure they only give out their social security number to potential employers and never put the number on their résumé or other information that might land in the hands of an indentify thief.