Financial Calculators

Auto Calculators

Auto Loans
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Lease vs. Buy
Should you lease your next automobile or finance it? Find out with this calculator!

Dealer Financing vs. Credit Union Financing
Use this calculator to help you compare financing between your credit union and low interest dealer financing.

Auto Loan Early Payoff
How much interest can you save by increasing your auto loan payment? This financial calculator helps you find out.

Low Interest Savings Calculator
How much interest can you save by increasing your auto loan payment? This financial calculator helps you find out.

Business Calculators

Cash Flow Calculator
Use this calculator to help you determine the cash flow generated by your business.

Paycheck Calculator
This calculator helps you determine the gross paycheck needed to provide a required net amount.

Business Equipment Lease vs Buy
Calculate monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.

Working Capital Needs Calculator
The calculator assists you in determining working capital needs for the next year.

Profit Margin Calculator
This calculator can help you determine the selling price for your products to achieve a desired profit margin.

Stock Option Calculator
Use this calculator to determine the value of your stock options for the next one to twenty-five years.

Credit Cards & Debt Management

Credit Card Minimum Payment Calculator
Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.

Personal Debt Consolidation Calculator
This calculator is designed to help determine whether debt consolidation is right for you.

Accelerated Debt Payoff Calculator
This calculator can show you how to accelerate your debt payoff.

Credit Card Optimizer
Helps you determine the best distribution of your credit card debt.

Cost of Debt Calculator
Use this calculator to help determine just how expensive your debt has become.

Insurance Calculators

Life Insurance Analysis
This comprehensive life insurance calculator includes detailed net worth analysis, budgeting and college savings to help you decide how much life insurance you might need.

HSA vs Traditional Health Plan
This tool is designed to help you compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.

Immediate Annuity Calculator
An immediate annuity is a product sold by insurance companies that is designed to provide you with an income stream for life.

Investment Calculators

Consolidation Loan Investment Calculator
Use this calculator to see the results of paying off your debt and investing your payment savings.

Stock Option Calculator
Use this calculator to determine the value of your stock options for the next one to twenty-five years.

Certificate of Deposit (CD) Calculator
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Taxable vs. Tax Advantaged Investments
This calculator is designed to help compare a normal taxable investment to two common tax advantaged situations.

Investment Goal Calculator
What will it take to reach your investment goal? Use this investment goal calculator to determine how much your investment might grow.

Loan Calculators

Amortizing Loan Calculator
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Debt Consolidation Calculator
Should you consolidate your debt? Use this calculator to find out.

Commercial Loan Calculator
Use this calculator to estimate your debt service coverage with a new commercial loan.

Line of Credit Calculator
Use this calculator to determine how big a line of credit you may qualify to receive.

Loan Comparison Calculator
Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new loan.

Student Loan Consolidation and Debt Payoff Calculator
Calculate how to consolidate your existing student loans and use your extra cash every month to pay off your higher interest debt sooner

Mortgage Calculators

Mortgage Loan Calculator
Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Payoff
Save thousands of dollars in interest by increasing your monthly mortgage payment.

Rent vs Buy
Are you better off buying your home, or should you continue to rent?

Mortgage Debt Consolidation Calculator
This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.

Home Equity Debt Consolidation
This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.

Fixed Rate vs. Interest Only Mortgage
Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.

Mortgage Qualifier
This calculator steps you through the process of finding out how much you can borrow.

Savings Calculators

Emergency Savings Calculator
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.

Savings Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Compound Interest on Your Return
This calculator demonstrates how compounding can affect your savings, and how interest on your interest really adds up!

College Savings Calculator
Use this calculator to help develop or fine-tune your education savings plan.

Tax Calculators

Hourly Paycheck Calculator
Use this calculator to help you determine your paycheck for hourly wages.

Self Employment Tax Calculator
Use this calculator to estimate your self employment taxes. Normally these taxes are withheld by your employer.

1040 EZ Form Calculator
Simply select your tax filing status and enter a few other details to estimate your total taxes for 2008.

Personal Finance Calculators

Check Book Balancer
Let us help you balance your checkbook.

Credit Assessment
Use this calculator to assess your credit.

Net Worth
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

How Much Do You Owe?
Use this calculator to find out how much you owe. This can be used as a good starting point for your debt management plan.

Roll-Down Your Credit Card Debt!
Calculate how to decrease your debt by paying off your highest interest rates first.

Home Budget Analysis
By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent.

Should my spouse work?
This calculator is designed to help you see the financial impact of adding, or removing, a spouse's income to your household.

Lunch Saver
This calculator illustrates how a little lunch savings can go a long way.

Millionaire Calculator
What might it take to save one million dollars? This financial calculator helps you find out.

Retirement Calculators

401(k) Savings Calculator
Use this calculator to calculate your 401(k) Savings plan.

Retirement Planner
Use this calculator to help you create your retirement plan.

Roth 401(k) or Traditional 401(k)?
Use this calculator to help determine if a Traditional 401(k) or Roth 401(k) might be best for you.

Life Expectancy Calculator
How much you need for retirement depends a great deal on how long you expect to live. This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other lifestyle choices.

Pension Plan Retirement Options
Use this calculator to help decide which pension option works best for your particular retirement needs.

Retirement Contribution Effects on Your Paycheck
Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement savings.

Social Security Benefits Calculator
Use this calculator to help you estimate your Social Security benefits.